Protecting Today.
Empowering Tomorrow.
Affordable employee benefits designed to protect both employers and their team — with NO reduction to take-home pay.
Sample Paycheck Comparison
| Before | After | |
|---|---|---|
| Gross Income | $4,125 | $4,125 |
| Taxable Income | $3,640 | $2,540 |
| Total Taxes | $660.87 | $388.12 |
| Take-Home Pay | $2,979.13 | $2,979.13 |
$25K+
Estimated annual payroll tax savings for 50 employees
80–100%
Employee participation rate
60%
Utilization rate vs. 3–8% for typical telemedicine
30–45
Days to be fully operational
Everything Your Team Needs,
Nothing Out of Pocket
Our PCMP gives employees access to healthcare and wellness resources while reducing employers' FICA tax obligations — immediately and automatically.
24/7 Virtual Care
Access to virtual doctors, nurses, and health coaches with a $0 copay — anytime, anywhere.
Immediate Tax Savings
Savings appear on the very next payroll run. Employers save an average of $500 per participating employee per year.
Supplemental Coverage
Life insurance, accident coverage, critical illness benefits, and more — available to enrolled employees.
Boost Retention
Employees who feel protected are more loyal and productive. Reduce turnover with meaningful benefits.
No Employer Investment
No new out-of-pocket costs for employers. The program is entirely employee-funded through pre-tax contributions.
Preventive Care Services
A wide variety of preventative care resources that help reduce long-term claim costs over the life of the program.
Do You Qualify?
Most full-time W-2 employees with group medical coverage qualify. Check the requirements below or reach out to us.
- ✓Full-time employee working 30+ hours per week
- ✓Must be a W-2 employee
- ✓Must have an employer or spouse's group medical plan, or a qualified Minimum Essential Coverage (MEC) plan
A Closer Look at Our Program
The Thrive Benefits PCMP reduces your employer's FICA tax obligations through three key compliance components, all handled for you.
Fully automated and operational within 30–45 days. Benefits begin as soon as the next pay period.