We Put People First.
Thrive Benefits Corp was built on a simple idea: employees deserve great benefits, and employers deserve an affordable way to provide them.
Who We Are
At Thrive Benefits, we believe that financial wellness and health access should go hand-in-hand. Our Preventive Care Management Program (PCMP) was designed to bridge the gap between what employers can afford and what employees truly need.
We specialize in helping businesses of all sizes implement a customized benefits solution that reduces payroll tax obligations for employers while giving employees access to valuable healthcare and wellness resources — all with no reduction to their take-home pay.
From virtual doctors available around the clock, to supplemental life and accident coverage, Thrive Benefits makes comprehensive care accessible and affordable for everyone.
🤝 People First
Every decision we make is centered around the wellbeing of employees and the success of the employers who trust us.
⚡ Immediate Impact
We don't believe in waiting. Savings and benefits kick in from the very first payroll run after enrollment.
🔒 Compliance-Driven
Our program is built on a rigorous compliance framework — the PCMP Plan Document, Section 125 Cafeteria Plan, and the PCMP 105-11 Document — so you never have to worry.
📊 Proven Results
With an 80–100% employee participation rate and a 60% utilization rate for virtual care (vs. 3–8% industry average), the numbers speak for themselves.
How the PCMP Works
Our Preventive Care Management Program is built on three compliance pillars, ensuring everything runs smoothly and legally from day one — with no new cost to the employer.
PCMP Plan Document
The governing document that defines the structure, eligibility, and administration of the preventive care benefit plan.
Section 125 Cafeteria Plan
Allows employees to make pre-tax contributions, reducing their taxable income and the employer's FICA obligation simultaneously.
PCMP 105-11 Document
Establishes the Self-Insured Medical Reimbursement Plan (SIMRP), enabling tax-free reimbursement of employee contributions.